The captain of the ship will never let the ship sink till his last breath; the eldest member of the family understands the demands of family the most, the President will always work for the benefit of the citizens. The best risk officer is one who has the highest level of interest into the business profits, who is the father to the organization, who understands the needs and demands of the firm completely, who bears the utmost risk for the future development and is the highest trusted authority for critical decisions and information.